A Member of Sunstar Insurance Group, LLC
HOW IS YOUR CREDIT?
Know Your Credit Score and Continually Monitor It
A credit report is a detailed record of how you've managed your credit.You can request a free copy of your credit report from each of the three major credit bureaus - Equifax, Experian and TransUnion - once every 12 months. There are some other special circumstances for a free credit report: Credit denial, fraud victim, insurance application denial or employment based on your credit report, etc.
MISSOURI WEATHER IS SO UNPREDICTABLE - BE PREPARED
Take Flood Preparedness Seriously
Flooding is the #1 natural disaster in the United States. Wherever it rains, it can flood. Are you properly insured for a flood? Most insurance policies will NOT cover damage due to flooding, and most new flood insurance policies require up to thirty days to take effect.
Back-to-back heavy rainfall has become commonplace the last few weeks. The rounds of thunderstorms and heavy rain can lead to severe flooding by over-saturating the ground, clogging storm drains, and causing rivers and streams to spill over their banks. It may be dry now but it can change fast.
IT IS CRAZY HOT OUTSIDE
Missouri Summer Weather is Hard To Predict
Weather.com Defines the Heat Equation as:High temperature + High humidity + Physical work = Heat Illness
Summer means vacation, outdoor activities, and fun in the sun! It's a time when families hit the road to visit national parks or distant relatives. The warm months and long days mean that there is plenty of time for baseball games and barbecues. The sultry temperatures practically invite you to take a dip in the pool or ocean. Just be safe, don't let the sunny days and warm nights fool you. Severe heat can cause serious health issues at any age.
TIP OF THE DAY
Missouri Department of Insurance reminds residents if they have a claim:
• Contact your insurance company's claims department, as soon as possible.
• Take photos, if possible, at the time of the loss. Photos are always helpful.
• Make temporary repairs to prevent further damage. For example, a hole in the roof should be covered by a tarp or other materials to keep out rain and animals. Same goes for a broken window.
• Keep the receipts for items you have to purchase. Do not make permanent repairs until the insurance adjuster has inspected the damage.
Your Claims Adjuster and Lakenan agent will be able to guide you through the process.
Contact your Lakenan Agent at 573-883-7446 or 314-721-1500
It is Spring...finally! It was another Crazy Missouri Winter. Now it is time to start all of those projects you have been thinking about. As you work on that to do list remember to notify Lakenan of changes, no one wants a gap in their coverage. When was the last time you reviewed your insurance coverage? If it has been a little while you may want to pick up your phone, stop by the office or contact us via your computer. Enjoy the outdoors!
From all of us at Lakenan be happy & safe.
Identity Theft Protection
Identity theft is a crime in which an impostor obtains key pieces of personal identifying information (PII) such as Social Security numbers and driver's license numbers and uses them for their own personal gain. It can start with lost or stolen wallets, stolen mail, a data breach, computer virus, "phishing" scams, or paper documents thrown out by you or a business (dumpster)...
How Not To Get Hacked
A spy virus stole millions of passwords, feeling vulnerable? You should... Cybercriminals are experts at duping people into downloading malicious software that can give them access to business &/or personal information and passwords. CNN has provided 4 steps on keeping you from being hacked and how to keep your password secure:
Tips for Keeping Online Tax Returns Safe From Thieves
How to stay safe when you file your return, and what to do if you have been compromised. Information from US News & World Report